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How to Get a Replacement Car Key The loss of a car key could be a frustrating experience. It can also be costly dependent on the type of car you have. The most convenient way to obtain an exchange is to contact an auto locksmith. This method is usually less expensive and faster than calling an auto dealership or roadside assistance. Cost A few years ago, losing your car keys was not a big deal. You could simply go to the local hardware store and get a replacement key made. Today, however, the process is much more complicated and costly. It's because cars are more technologically advanced, and keys are as well. This may make them more secure against theft but it also makes them more expensive to replace. The cost of a lost key replacement will depend on the year, make and model of your vehicle. A lot of newer cars have key fobs with a transponder to prevent theft. The chips must be linked to your vehicle, which typically requires a locksmith or dealership. The cost of this service will vary depending on the type of car you own however, it could be up to $200. Additionally, certain modern automobiles use laser-cut keys that need to be programmed using an exact machine, which is only available at dealerships or specialist auto locksmiths. The cost of a spare key for this type of lock can be as high as $100. The location of your home can also affect the price. It is likely that you will have to pay more for services when you live in a remote area because the locksmith and tow truck have to travel far to reach you. A locksmith will also charge extra for work that is done on holidays, weekends or after-hours. The best method to minimize the cost of a lost key is to keep an extra key with you, which can be kept at home or in your wallet. Keep your vehicle's title or registration documents on your person. They will be required to prove ownership should you need to contact an auto dealer to request a replacement key. In addition, you can also use your roadside assistance to assist with the procedure. You might be able to obtain a temporary replacement depending on the conditions and terms of your roadside assistance service. Time Losing your car keys can be a hassle However, don't panic. First, take a minute to search for your keys to your car in obvious places like your purse or pocket. Then, go back through your day and try to remember where you might have left them. This can help you recall where you lost them, or the location of them if they're in your car. It's probably time to replace your car keys if you can't locate them. Most modern cars have a remote key fob which uses a code in order to unlock and start the car. This type of key needs to be reprogrammed in order to work with the specific vehicle you own, and this is typically a task for an expert. Contact an auto locksmith and bring proof of ownership. Old-fashioned metal car keys are much easier to replace than remote key fobs. They are completely mechanical and easy to duplicate. A local locksmith can replace your key on the instantaneously. The locksmith can also duplicate your ignition cylinder, however, this comes at a cost. If vehicle key replacement looking to make copies of your old keys for your car, visit an establishment that specializes in cars to have them made quickly and cheaply. You may also want to consider replacing your car keys if they're beginning to appear worn down. The teeth on the key and the lock cylinder could be worn down by the use of the keys over time which makes it difficult for them to align correctly with one another. If the key starts to stick inside the lock, it's a sign that it is time to replace it. If you have a newer car and it is a high-end model, the key might need to be programmed by the dealership. This is a complex task that could take an extended time to complete and could cost a significant amount of money. You may be covered by your car warranty or insurance according to the model of your vehicle. Accessibility Even if you're a seasoned driver it's still possible to lose your car keys. This can be a huge pain, especially when it happens at the most inconvenient moment like when you're at the petrol station or grocery store and just want to get home. There are many options to replace your lost key. You can contact your insurance company or find a locksmith in your area or call roadside assistance. The first thing you'll need to do is determine what kind of car key you have. It's crucial to know that different cars use different keys. Some are old-fashioned and lock through the key cylinder and others come with a chip that communicates with the car to unlock the doors and start it up. Certain keys can be easily replaced by an auto-locksmith, while others might require you to visit a dealer to purchase one from the manufacturer. Whether you're using a traditional key or a smart key the first step is to read the user manual or call the dealership for directions on how to program it to your vehicle. You'll need proof of ownership and may have to wait a few days before the dealer can request a replacement. This method might also require you take your vehicle to a locksmith or service provider to be programmed, making this the ideal option for people with tight schedules or have limited mobility. The process is much easier if you have a spare. You can typically purchase a replacement key online for a relatively low price dependent on the type of vehicle. If, however, your keys are equipped with a key fob and transponder element, you'll need to visit a qualified expert to have them replaced and programmed. Depending on the make and model of your car this could require a tow to the dealership or paying a locksmith to take care of it. Another method of getting a new car key using a bluetooth tracker. These small devices attach to your keyring and emit a unique signature which can be retrieved by a mobile phone with an application installed. The app will show you the location of your key, so you can locate it easily. Insurance The majority of the time, car insurance does not cover lost keys. However, there are a few exceptions. Some of the best insurance companies, which are committed to customer satisfaction, provide additional insurance for things like lost keys. It is usually an extra cost, but it could be less expensive than having to pay out-of-pocket for replacement costs for keys. Whether or not car insurance covers lost keys depends on the specific policy and deductible. Metal keys are generally easy to replace, but if you have an smart key or an electronic fob, it can be more difficult. These keys are laser cut and use computer chips that transmit a signal to your vehicle. They are therefore more difficult to replace than keys made of mechanical. These keys are also more expensive, because you'll need to pay a locksmith as well as the key itself. If you're looking to cut costs on a lost key replacement, consider using an auto club or roadside assistance service. These companies may provide locksmiths with reduced rates and even pay the cost of the purchase of a new key. Some of these companies offer emergency lockout assistance, which is useful for those who are in a hurry to travel. You can also contact your car dealership to see if it can assist. Many dealerships have locksmiths on staff, and they might be able to design you a new key for reasonable prices. If the dealer needs to purchase a new key for the model you have it could take a few days. Regardless of which method you choose, make sure to keep all receipts and documentation so you can make a claim with the insurance company of your car in the event of a claim. While it's not a pleasant experience, losing your car keys could happen to anyone. There are ways to minimize the consequences. The quickest and cheapest way to replace keys for your car is calling a locksmith in your area. However, you should consider the financial benefits versus the time and cost required prior to filing an insurance claim.